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What should I do after a car accident?

On Behalf of | Sep 26, 2024 | Motor Vehicle Accidents

Getting into a car accident can be traumatic and disorienting. Your adrenaline may be pumping, and emotions can run high. Unless you are severely injured requiring immediate medical care, you can take several steps at the accident scene to protect your future well-being.

Taking the right actions immediately after a crash is crucial for your physical and financial health. These steps can help you stay safe, comply with legal requirements and protect your rights.

Post-accident checklist

Most of us think, “It’ll never happen to me.” But knowing how to respond, just in case, is crucial. Here are some tips for handling the aftermath of an accident:

  1. Remain at the scene: Never leave the accident scene until appropriate. Stay on the side of the road with your hazard lights on.
  2. Check on others: First, check for injuries and call 911 for anyone who needs attention. Don’t move anyone with serious injuries unless there’s immediate danger.
  3. Report the accident: Georgia requires you to call the police if death or injuries occur, or property damage exceeds $500. Ask for a police report and get the responding officers’ names and badge numbers.
  4. Exchange info: Get names, phone numbers, addresses, driver’s license numbers, license plate numbers and insurance information. Obtain contact information from any passengers.
  5. Talk to witnesses: Ask them what they saw and get their names, numbers and addresses. Local witnesses might provide additional insights if the area has a history of accidents.
  6. Inform your insurer: Notify your insurance company about the accident. Cooperate fully but only provide factual information.
  7. Document medical treatment: Keep track of all medical care you receive. Keep records of all treatments, medications and medical bills.
  8. Take pictures: Photograph vehicle damage as soon as possible. These images help your insurance adjuster assess the damage and can be helpful in court.
  9. Get a damage estimate: Get a valuation from your insurance company. If you’re unsatisfied, seek independent repair estimates or replacement quotes.
  10. Exercise caution: Only discuss the crash with the police, your lawyer and your insurance company. Don’t talk to the other driver’s insurance company or post anything about the accident on social media.

Taking these steps can help you manage the aftermath of an accident more effectively and protect your interests.

Be wary of an insurer’s first offer

Insurance companies focus on their bottom lines. After an accident, they might offer a quick settlement. These initial offers often aim to minimize the payout, so it’s essential to be cautious and not rush into accepting any settlement.

When you hire an attorney, they will deal with the insurer. Your lawyer protects your rights and negotiates on your behalf, so you get fair compensation.

Your attorney will fight for various types of damages, including medical expenses, lost wages, pain and suffering and property damage. This allows you to focus on your recovery while your lawyer handles the complex aspects of your claim.